Deadbolts beat doorbells.
A credit freeze is a deadbolt — it stops the break-in. Monitoring is a doorbell camera; it only tells you afterward. FrostFile helps your whole family throw the deadbolt — on your own computer, with nothing sent anywhere.
Everything a paid service tracks — minus the part that spies on you.
The busywork of locking down an identity is real: a dozen bureaus you've never heard of, mail-only forms for kids, PINs to keep straight. FrostFile carries all of it.
The freeze grid
Every family member against ~20 bureaus and controls — status, dates, confirmation numbers, and freeze PINs, all in one place.
Mailing packets
Freezing a child's credit is free but mail-only. FrostFile prints the cover letter and the exact document checklist — you add copies and a stamp.
Reminders that recur
IP PIN retrieval, earnings-record reviews, quarterly report pulls, freeze re-checks — it nudges you every year and exports to your calendar.
Report comparison
Save each credit report you pull; FrostFile shows what's new since last time in plain language, so a strange account can't hide.
Breach guidance
Lists your family's emails and links you straight to Have I Been Pwned[1] to check them in your own browser — because the app itself makes zero internet connections. Not one. Turn off your Wi-Fi and it works the same.
A vault, not a database
One encrypted file, opened only by your passphrase. There's no "reset my password" email — FrostFile never holds your passphrase or your data, so nobody can. The recovery code you keep is the one spare key, and that's the point.
What it does for you
What it refuses to do
Your credit cards keep working.
Almost everyone hears “freeze your credit” and pictures their cards going dead. They don't. A freeze doesn't touch anything you already have — cards, loans, bank accounts all work exactly as before, and your credit score is untouched[1]. It blocks one thing: someone opening a new account in your name. And unlocking for your own new loan is free and takes minutes. The app's Learn page walks through all of it, with sources.
Three steps, at your kitchen table.
Add your family
Names and the basics for each person. Encrypted the moment you type them — the full Social Security number is optional and off by default.
Work the list
FrostFile shows every place that holds a file on you, why it matters, how to lock it, and marks off what's done. High-impact items first.
Mail the kids' packets
It prints the cover letters and checklists for the children's freezes. You enclose the copies, mail them, and record the date back in the app.
The valuable half was always free. Nobody just told you.
Paid identity services bundle two things. One is real-time alerts from your credit file — and there's no consumer version of that at any price, because federal law restricts who can pull a report. Nothing you could buy or build replicates it.
The other half is simply knowing which fifteen places will let you lock your file, and keeping track of what you've done. That part is free, entirely yours, and nobody does it well.
FrostFile does that half — and asks nothing back. No account, no data to hand over, no subscription to cancel.
Reading this at work?
Perfect. Do this at home.
Work computers usually block new software — that admin-password prompt isn't going to let FrostFile through. And honestly, that's the right call here anyway: your family's Social Security numbers have no business on a machine your employer owns and can monitor. FrostFile belongs on your computer, at your kitchen table.
The whole address is just frostfile.org — easy to remember until you're home.
Take it home with you
Scan with your phone — this site works on phones, and you can share it to yourself from there.
Lock it down this weekend.
Free, open source, and yours to keep. Runs in its own window — no install wizard, no account, nothing sent anywhere.
Want an email when a new version comes out?
FrostFile never checks for updates on its own — that's the deal. So the nudge comes to you instead: send a quick email and you're on the list. It goes to a human inbox, not a marketing platform — expect a couple of emails a year, and reply “stop” anytime.
✉️ updates@frostfile.org — add meWhy is the download 30–75 MB?
At heart it's a checklist — but it ships with everything it needs baked in, including its own private window engine and runtime. That means nothing to install, no extra pieces, and nothing fetched from the internet, ever. The size is the self-contained privacy.
My browser or antivirus warned me. Is this safe?
Here's the honest version. Browsers and antivirus programs judge new software by reputation: has it been downloaded a million times, and did a company pay for a publisher certificate? FrostFile is weeks old and free, so it has neither — and warnings on brand-new, uncertified software are those tools doing their job. It is not a virus detection; it's a "we don't know this one yet."
What you don't have to take on faith: the complete source code is public at github.com/wingding-dev/frostfile, every download's fingerprint is published in SHA256SUMS.txt so anyone can verify their copy is untampered, and the program makes zero internet connections — which you can prove yourself by turning off Wi-Fi and watching everything still work. If a warning appears, "Keep" / "More info → Run anyway" is you telling your computer you trust the person who gave you this. If you don't know who that is, don't run it — that rule protects you everywhere, not just here.